Promoting Educational Partnerships
Brochure Email
Amy@vbsfcu.org,
or call 463-3650 ext. 316
Interested in free financial literacy material for your
classroom? VBSFCU can help! We offer guest speakers, lesson plans,
credit union
student tours and a financial education curriculum called the "NEFE High School Financial Planning Program."
This program is a comprehensive teacher and student guide
designed for high school students. The lesson plans are divided
into seven units:
- Your Financial Plan, Where is all
Begins
- Budgeting, Making the Most of your
Money
- Investing, Making Money Work for You
- Good Debt, Bad Debt, Using Credit
Wisley
- Your Money, Keeping It Safe and Secure
- Insurance, Protecting What You Have
- Your Career, Doing What Matters Most
The program provides a number of practical advantages.
• Proven to Work. This program is built around a methodology
and philosophy that have been proven in independent studies to change students’
knowledge, actions, and self-confidence related to money.
• Free. All of the HSFPP materials are available without charge or shipping
costs (all materials) to high schools and other organizations throughout the
United States.
• Turnkey. The program is designed for easy classroom implementation.
• Flexible. It is designed to be completed in as few as 16 classroom hours
or over longer or shorter periods of time if desired.
• Noncommercial. The HSFPP is strictly educational in nature with no product
recommendations and nothing to sell.
• Technology Links. This program is current with today’s technology. While
the print curriculum stands on its own, it is complemented and integrated with a
suite of Web sites that will provide an ever-growing body of learning
opportunities for students, teachers, and parents.
Virginia SOLs:
Click here for an Excel
spreadsheet
Jump$tart Coalition for Personal Financial
Literacy:
National Standards in K-12 Personal Finance Education
(2007)
National Association of State Administrators for Family and Consumer Sciences:
National Standards for Family and Consumer Sciences Education
(2004)
National Business Education Association:
National Standards for Business Education
(2001)
National Council on Economic Education:
Voluntary National Standards in Economics
(2003)
National Council for Social Studies:
Curriculum Standards for Social Studies: Economics
(1994)
National Council of Teachers of English:
Standards for the English Language Arts
(1996)
National Council of Teachers of Mathematics:
Principles and Standards for School Mathematics
(2000)
How Students Learn Using the HSFPP
The three pillars of the NEFE HSFPP approach are built around
three learning concepts:
1 The Four-Phase Learning Process, which moves a student
from inquiring to gathering and processing, and finally to applying the skills,
knowledge, and attitudes that they have learned.
2 Competency-Based Learning, the goal of which is to provide students
with the tools needed to perform each of the seven core competencies of the
HSFPP.
3 Continuous Learning, a process of moving the learning from the
laboratory environment of the classroom out into the world of the student.
Each concept is explained in detail as follows.
Student’s Web Site.
Students will have a Web site of their own
where they can access articles, tools, and games that can take their HSFPP
learning to
higher levels and move them toward practicing the behaviors the program teaches.
Parent’s Web Site. In this program, parents have an
opportunity to play a role in helping reinforce the lessons you are teaching
their teens in the classroom.
This Web site will contain a continually growing body of teaching tools for
parents to use with their teens in achieving this goal.
The
Four-Phase Learning Process
The Four-Phase Lesson Plan1: How It Applies to the HSFPP
To help maximize the working memory of the students, the
learning activities for each HSFPP unit have been strategically arranged to
guide students through the learning process. The learning process can be
arranged into four phases: inquire, gather, process, and apply. By
organizing activities in phases, students are less likely to experience
cognitive overload because the learning has been logically segmented into
manageable pieces.
• Inquire Phase. Students share and communicate what they
already know about a topic in financial planning. Students examine their own
memories and experiences, and they learn from other students what they know.
Students also evaluate their feelings and motivation about the financial
planning topic. It is during this phase that students are also presented the
opportunity to answer the question, Why do I want to learn this information or
skill? Each unit of the HSFPP begins with an activity to preview the unit, and
the What Do You Think?
and case study activities that are a part of
this learning phase.
• Gather Phase. In this phase, students investigate and
discover new information about the unit topic. Activities in this stage connect
newly discovered information to what students already know about the subject. In
this phase, the learning activities are designed to help learners access the
information they need to perform the target competency of the unit. These
activities include viewing presentations, gathering new information by reading,
and participating in discussions and interviews. These activities have been
selected to focus on specific learning objectives within each unit.
• Process Phase. Students practice what they have learned
about financial planning up to this point, in the safe environment of the
classroom. Students learn to make sense of all the information from the prior
two phases by using it or acting upon it. The hands-on activities in the Process
Phase are chunked and associated with activities from the Gather Phase. Students
have several opportunities for rehearsal and feedback as they complete the unit
Assignments and supplementary Going Further activities. In each
unit, students will move back and forth between the Gather and Process phases
several times before moving on to the Apply Phase.
• Apply Phase. Students transfer what they have learned
about a topic to real life, outside the four walls of the classroom. In this
phase, students will have opportunities to take what they have learned in the
classroom and apply it in “real world” situations. To help facilitate this
process, each unit concludes with a comprehensive Assessment activity and
suggestions for Taking It Home.
For more information or to set up training please contact Amy Wisilosky
amy@vbsfcu.org or call 463-6097.
To order materials visit: http://hsfpp.nefe.org
(there is no "www" prefix!). You must create a log in (it is quick).
Resources for
Educators
Click on the graphic below for a great resource:
Bi-Annual Teacher Grant Application
- For educators who are taking graduate level
classes that will enhance classroom instruction.
•
Why is
Financial Education Important?
INTEGRATING FINANCIAL EDUCATION INTO
SCHOOL CURRICULA: Giving America’s Youth the Educational Foundation for
Making Effective Financial Decisions Throughout Their Lives by Teaching
Financial Concepts as Part of Math and Reading Curricula in Elementary, Middle,
and High Schools.
Article from U.S. Treasury Department on Financial Education, and why it
should be integrated into school's curriculum.
•
Virginia Council on Economic Education
Have you heard about the Stock Market Game? They offer many program about
personal finance, economics, history, and more.
•
CYFERNet, Parents and Family
CYFERNet is a collection of teaching resources and programs addressing family
issues. Extensive listing of curriculum materials addressing financial needs.
This site is part of the National Children, Youth and Families at Risk
Initiative.
•
CUNA Lesson Plans and Web Resources
Programs and Products for Educating youth. Includes a checking account lesson
plan. Contact VBSFCU for free copies.
•
Virginia Credit Union League Financial Literacy Grid
Making The Case
Financial Literacy Committee
Financial Literacy Resource Materials
Financial Literacy Partners
2005
Desjardins Youth Financial Education Awards
Spotlight on Credit Unions! Let Us Know What
You're Doing
Your
Credit Union Counts!
In-School Credit Union Branches
•
Visa International Money Skills for Life
Lesson plans for all ages, nominate your favorite teacher to be recognized
on their website, more links, all in all a great site.
•
Education Index
Self described as "an annotated guide to the best education-related sites on the
Web."
•
Financial Literacy Two Thousand and Ten
A joint project of the nonprofit Investor Protection Trust, the North American
Securities Administrators Association and your state securities agency, and the
National Association of Securities Dealers Office of Individual Investor
Services. Produced in conjunction with the National Institute for Consumer
Education at Eastern Michigan University in Ypsilanti, the core product of
FL2010 is the "Basics of Saving and Investing", a multi-module teaching guide
that is available both in print and online.
•
Jump$tart
Coalition
First convened in December 1995, the Jump$tart Coalition for Personal Financial
Literacy determined that the average student who graduates from high school
lacks basic skills in the management of personal financial affairs. Many are
unable to balance a checkbook and most simply have no insight into the basic
survival principles involved with earning, spending, savings and investing. The
Coalition's direct objective is to encourage curriculum enrichment to insure
that basic personal financial management skills are attained during the K-12
educational experience. The interactive website includes Jump$tart's Reality
Check, resources and links to financial education programs and projects.
• National
Endowment for Financial Education, NEFE
The National Endowment for Financial Education is dedicated to helping people
gain the information and skills necessary to take control of their personal
finances. NEFE developed and partners in the distribution and use of the NEFE
High School Financial Planning Program, available at no cost.
•
The NEFE Teen Resource
Bureau
The NEFE teen resource bureau site. Fun and well done site with games, project
recommendations, spotlight on teens, frequently asked questions and more.
• Equafax Cool On Credit
This site specifically deals with credit and credit reports. Free material
available.
•
Virginia Cooperative
Extension
The Extensions offers many resources to Educators, such as Personal
Finance, Health, 4-H and more.
•
Federal Reserve
Down loadable files in Spanish and English. Home buying, credit,
identity theft, and more also try this link -
http://www.federalreserveeducation.org/fined/index.cfm
VBSFCU is a City Wide Partner with the Virginia Beach City
Public Schools.
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