Some of the
account services we offer:
Share (Savings) Accounts
Share
Draft (Checking) Accounts
Youth
Account
Term
Share Individual Retirement Account
Term
Share Accounts (Share Certificate)
Holiday
Club Account
Summer
Club Account
ATM
cards
VISA
Check Cards
VISA
Credit Cards
Overdraft
Advance
Loans
For current rates, please click to the
Rates
page.
Share Savings
VBSFCU offers a share savings account to establish your membership. We also
offer Payroll Deductionallowing you to automatically deposit into one or
more of these accounts.
A regular share savings account offers you; competitive dividends and lets you
save for any purpose. With a $25.00 minimum balance, you may deposit or withdraw
funds as needed.
$25.00 minimum balance to open account.
Unlimited in-person deposit or withdrawals.
Limit of six (6) electronic withdrawals.
Direct Deposit and Payroll deduction available.
Shares earn dividends on balances of $100.00 or more.
Share Draft Accounts
are checking accounts which have no service charges and no minimum balance
requirements. In order to earn a dividend on this account, a member
must have an average daily balance of $1,500.00 or more in their account.
Money Market
Accounts Money Market Accounts are
here! Are you looking for a higher earning savings account and freedom to
access your money whenever you want? Then the SmartChoice
Money Market is the perfect account for you!
The Minimum to open the accounts is
$5,000.00.
The account will pay monthly
dividends on the average daily balance of $5,000 or more (ask for
details).
You can make up to 6 withdrawals each
month.
Limited check writing capabilities,
free checks provided.
Term Share Accounts
are share certificates which earn a higher yield than the regular prime share
account, but, it has a minimum deposit requirement, early withdrawal penalties,
and set terms. Term share accounts earn quarterly dividends at competitive
rates.
Holiday Club Accounts
help to save for the Holiday season. Our Holiday Club offers a competitive
rate and earns dividends quarterly.
Summer Club Accounts
are designed for employees of the school systems who work 10 months per year.
This account helps members save for the months they aren't working while it also
earns interest.
ATM Cards
can allow members to withdraw cash from their savings
and checking accounts 24 hours a day at participating ATM machines and at point
of purchase vendors.
VISA Check Cards
allow members to
pay for goods and services wherever the VISA logo is displayed. By selecting
“credit” when you pay, the card deducts from your share draft account without
using a PIN and you will get a receipt for every purchase and monthly detail of
all your transactions. Members can use their Check Card to withdraw money from
their share or share draft account at either branch or at any credit union
service center location.
Emergency after
hours number: Continental US : 800-472-3272
International Call Collect: 973-682-2652
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