The Secure Checking Account

Finding ways to help make your accounts more secure, and offer benefits such as cash rewards was a difficult task – but we found the perfect solution!

Your peace of mind is very important to us.  Identity Theft is rampant and knowing which products are best may be confusing and expensive.  We did the work for you!

With our Smart Choice Checking program – your protection benefits will include:

Identity Theft Insurance Protection

Recovering from identity theft can be time consuming and costly.  You’ll have up to $10,000 in financial compensation for covered expenses incurred in the recovery of your stolen identity.

Already a Smart Choice Checking Member?
For assistance with Identity Theft Insurance, call 1-866-622-5205

Identity Fraud Support Service

Already a Smart Choice Checking Member?
For assistance with the Identity Fraud Support Service,  or to file a claim call: 1-866-622-5205

Everyday Rebate Rewards

Everyday Rebate Rewards offers quarterly rebates on your everyday purchase up to $20.00 a quarter – That’s $80.00 a year!

Everywhere Cash SavingsSM

Everywhere cash savings allows you to save when shopping online.  Simply go online and click or print your way to savings.  Make sure to download the Savings on Tap Mobile coupon app, available for Apple and Android.

To access, visit As a first time user, enter the Activation code listed on your membership cards provided in the new account kit.

What Does It Cost?

If  you use Everday Repate Rewards, and do at least sixty (60) VISA debit card transactions a month, the $4.55 monthly fee is waived!

Peace of Mind

Smart Choice Checking can help provide you with the peace of mind to know your identity is protected and offer you many other cost saving benefits.  Please review the packet you received when you opened your account for complete information.

Already A Smart Choice Checking Member?

You can sign up for each benefit of your choosing by following their links or sign up for all of them by clicking here.

There is no additional cost to take advantage of these services in the Smart Choice Checking Program.

Remember, you will need your booklet for the access code and password information. If you don’t have a booklet, give us a call at 757-463-3650.

Membership must be active at time of activation.

Additional Inforformaton:

  • Reorder Check Information Click here
  • Information on overdraft programs click here
  • Information on the difference between your account balance and available balance click here

ABA routing/transit number: 251483214

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. More Information