This could be your dream NFL season. When you pay with your VBSFCU Visa®, or any other Visa, from September 1 through December 31, 2017, you’re entered for a chance to win these monthly NFL prizes:

No matter how you pay, choose Visa. See details at www.Visa.com/NFLdreamseason

September: A $5,000 Visa gift card plus $2,200 in cash

October: A 4-day/3-night trip for two to the 2018 Pro Bowl in Orlando, FL – includes two tickets to the game on January 28, 2018, plus air transportation, hotel accommodations, rental car, two one-day passes to a local theme park, a $350 Visa Gift Card and $2,665 in cash

November: A 4-day/3-night trip for two to Super Bowl LII in Minneapolis – includes two tickets to the game on February 4, 2018, plus air and ground transportation, hotel accommodations, two tickets to Super Bowl Experience, Visa Super Bowl-themed merchandise, a $250 Visa Gift Card and $6,660 in cash December: Two 2018-2019 regular season ticket packages for your favorite NFL team

*NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Open only to legal U.S. and D.C. residents, 18 or older as of 9/1/17. Void in PR and where prohibited. For complete details including Non-Purchase Entries, see Official Rules at www.Visa.com/NFLdreamseason. PIN-based and ATM transactions are not eligible. September Prize: Automatic entries must be received by 11:59:59 PM PT 9/30/17. Mail-in entries must be postmarked by 9/30/17 and received by 10/10/17. October Prize: Automatic entries must be received by 11:59:59 PM PT 10/31/17. Mail-in entries must be postmarked by 10/31/17 and received by 11/7/17. November Prize: Automatic entries must be received by 11:59:59 PM PT 11/30/17. Mail-in entries must be postmarked by 11/30/17 and received by 12/7/17. December Prize: Automatic entries must be received by 11:59:59 PM PT  12/31/17 in order to be eligible. Mail-in entries must be postmarked by 12/31/17 and received by 1/8/18. Sweepstakes ends
12/31/17. The NFL Entities have not offered or sponsored this Sweepstakes in any way.

EMV Cards

To learn more about your EMV card, click here.

Fraud Alert

There have been a high number of fraud charges occuring on debit/credit cards around the area.  To help protect yourself, it is important to understand how your information can get into the wrong hands.  Aside from merchant data breaches, ATM skimming is another way your information can be stolen.  Remember, this is not limited to only ATMs but any device that has a card swipe feature (typically unattended machines, such as gas stations).  To learn more about ATM skimming, click here.

debit card Lost, stolen or victim of Fraud?

It’s Saturday night, and you lose your debit card! What do you do? Log into your mobile app and “Disable” your card! If you find it, GREAT! Just log back into the mobile app and “Activate” it! What if you can’t find it?
Change the status to “Lost” or “Stolen” and your card will immediately be closed. Call us during business hours to order a new card.  There is a $10 charge for the new card – so make sure you truly can’t find it before you select “Lost” or “Stolen”. How does it work?

  1. Log into home banking
  2. Tap on  “Debit/Credit Card”
  3. Tap on the correct active & open card
    Make sure if a husband/wife account they select the correct card.
  4. Change your status to Active, Disabled, Lost or Stolen.  Hit “Save”

Or pick up the phone and call one of the numbers below. Continental US : 800-472-3272 International Call Collect: 973-682-2652


Debit Card Spending Limits: Point of Sale: There will be a $3,500 daily point of sale (POS) limit on debit cards. If you have the funds available in your account(s), you may use your card at a merchant(s) and spend up to $3,500 of your funds per day. What does this mean to you?
Scenario: If you purchase a $3,500 TV with your debit card, and THEN try to purchase $200 at a grocery store your card would be declined because it exceeds the $3,500 (POS) daily limit.| NOTE:  ATM withdrawal limits are NOT part of the POS daily limits.  You may still withdraw up to  $500 per 24 hours. Online Shopping: If you are shopping online, there is a $1,000 daily limit on all purchases. If you wish to request a temporary limit increase for any of the above scenarios please contact us by calling 757-463-3650 x320. This limit will protect your funds in the event your card is compromised and your funds are illegally accessed.


International Travel

Traveling is so exciting and we are thrilled you are exploring the world!  Before traveling it is important to have a plan when it comes to spending money abroad.  Due to high activities of fraud, many countries are being blocked from authorizing purchases on your debit card.  Whether you are using a VBSFCU debit/credit card or not, it’s always a good idea to see if there are any country restrictions on the card you plan to use.  Using a VBSFCU debit card?  Please call us prior to your expected travel dates 757-463-3650 option 6. International Visa Debit Card Fee: VISA charges a 1% fee on all international transactions. If you travel internationally and use your VBSFCU VISA debit card, you will notice the fee on your monthly statement. This fee may be included in your transaction amount.