IRA, Certificates, Club Accounts

I am looking for alternative savings accounts, what do you offer?

Summer Club Accounts

Many of our educators who work for 10 months use the “Summer Club” account to help them save money to carry them over the summer months. They are designed for employees of the school systems who work 10 months per year. This account helps members save for the months they aren’t working while it also earns interest.

Holiday Club Accounts

Need an easy way to save for the holiday season? Our Holiday Club offers a competitive rate and earns dividends quarterly.

Term Share Accounts

Term Share accounts are share certificates that earn a higher yield than the regular prime share account, but, it has a minimum deposit requirement, early withdrawal penalties, and set terms. These accounts earn quarterly dividends at competitive rates.


We offer several different types of IRA accounts, Roth, Individual, and Coverdell. Please consult your tax advisor to determine which is best for you. Click here for rates.

Are you looking for information on Investments and financial planning?

Click here to visit our investments page.

How do I open one of the above accounts?

If you are already a VBSFCU member with a savings account, just visit one of our branches.

If I am not an existing member?

Welcome! We are excited to meet you! Please visit our Who Can Join page to make sure you qualify for membership.

If you already know you qualify, visit the Open an Account page to learn what you need to bring to become a member.

So now you learned about our other saving vehicles, is your next stop a car or personal loan?

Visit our Loan Center page and jump to learn more!

Interested in Learning More About Our Services?


Learn about our Do Good programs and how we give back locally.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. More Information