Money Market Accounts

Are you looking for a higher-earning savings account and the freedom to access your money whenever you want? Then the SmartChoice Money Market is the perfect account for you!

The minimum to open the account is $5,000.00 and dividends are paid on a tier based on balance.

Current tiers are:

  • One: $5,000 to $24,999
  • Two: $25,000 to $49,999
  • Three: $50,000 and up

What is a money market account?

A money market account is a savings account that may come with higher interest rates than other savings accounts plus checks. But MMAs often require much higher minimum deposits and balances.


Can I review the rates do you offer?

Visit our RATES page for current rate information.


This account will pay monthly dividends on the average daily balance of $5,000.00 or more (ask for details).

Limit of six (6)  (not in person) withdrawals per month, three (3) of which can be checks. Free checks provided.


I am looking for information on Investments and financial planning.

Click here to visit our investments page.


How do I open a Money Market Account?

If you are already a VBSFCU member with a savings account, just visit one of our branches.


If I am not an existing member?

Welcome! We are excited to meet you! Please visit our Who Can Join page to make sure you qualify for membership.

If you already know you qualify, visit the Open an Account page to learn what you need to bring to become a member.


So now you learned about our Money Market accounts, is your next stop a car or personal loan?

Visit our Loan Center page and jump to learn more!

Interested in Learning More About Our Services?


WHAT DOes VBSFCU DO FOR OUR LOCAL COMMUNITY?

Learn about our Do Good programs and how we give back locally.



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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. More Information