Basic Checking

Basic Checking Account With VBSFCU

Our high-tech checking account option is just that! And as long as you signed up for e-statements, it’s just about free!*

Is this the best account for me?

Before you open a Basic Checking Account, take a minute to look over our Smart+Secure Smart Choice Checking program.  Basic Checking is great, but you will be missing out on some important benefits available with a Smart Choice Checking account. If you are 18-23 check out our Bridge Checking. 

What do you get with A Basic Checking Account?

• Mobile Wallet with Apple Pay | Google Pay | Samsung Pay 
• Early Direct Deposit
• VISA Debit Card with Push Alerts | Instant Issue
• e-Statement (select this option to avoid a $1.75 a month paper statement fee)
• Mobile & Desktop Access
• Online Bill Payment 
• Mobile Check Deposits 
• Paper Checks – Reorder here  (First time ordering? Call or stop by an office)
• Overdraft Loan options and Privilege Pay 
• Credit Union Service Center & Nation Wide Surcharge-Free ATM  Access

How Do I open a Basic Checking Account?

It’s easy! As long as you already use a VBSFCU savings account, just stop by either branch.

What If I am not an existing member?

Welcome! We are excited to meet you! Please visit our Who Can Join page to make sure you qualify for membership.  If you already know you qualify, visit the Open an Account page to learn what you need to become a member.

So now you learned about Basic Checking! Is your next stop a car or personal loan?

Visit our Loan Center page and jump to learn more!

What does VBSFCU do for our local community?

Learn about our Do Good programs and how we give back locally.

*No monthly service fee. The account may be subject to other charges or fees based on account standing and/or services used. Call or email us for a copy of our Fee Schedule.