Help Us Help Them! Our schools and teachers need our help. Use us for your next personal, auto, or home loan and we will donate up to $25 to a school of your choice! Learn more about Do Good program and how you can share the word!
Your peace of mind is very important to us. Identity Theft is rampant and knowing which products are best may be confusing and expensive. Finding a solution that will simultaneously help you protect your identity, and offer benefits such as cash rewards was a difficult task – but we found the perfect solution!
With our Smart Choice Checking program – your protection benefits include:
Already a Smart Choice Checking Member?
For assistance with Identity Theft Insurance, call 1-866-622-5205
A highly trained team of specialists is ready to provide assistance when you become a victim of identity theft. This comprehensive service is designed to help you with the hassle of clearing your good name.
For assistance with the Identity Fraud Support Service or to file a claim call: 1-866-622-5205
Everyday Rebate Rewards offers quarterly rebates on your everyday purchases up to $20.00 a quarter – That’s $80.00 a year!
Everywhere Cash Savings allows you to save money while shopping online. Simply go online and click or print your way to savings. Also, make sure to download the Savings on Tap Mobile coupon app, available for Apple and Android.
How do I access these benefits?
When you opened your Smart Choice Checking account, you were given a booklet with access codes and contact phone numbers. As a first time user, enter the Activation code listed on your membership cards provided in the new account kit.
What Does It Cost?
The monthly fee is $4.55, however, if you do at least sixty (60) VISA debit card transactions a month, the fee is waived!
Smart Choice Checking provides you with the peace of mind to know your identity is protected and offers many other cost-saving benefits. Review the packet you received during the account opening for complete information.
What is Identity Theft?
Identity theft occurs when someone acquires a piece of your personal information and uses it to commit a crime. Offenses involving identity theft are on the rise.
In addition, These are the crimes most frequently reported to the Federal Trade Commission today. Fraudsters commit these crimes in person, by telephone, on the internet or through the mail. They also pick through mailboxes looking for account statements. An easy way to protect yourself is to sign up for e-statements for all your banking relationships.
How Do I Sign Up For These Services?
If you own a Smart Choice Checking account, sign up for each benefit of your choosing by following their links or sign up for all by clicking here. There is no additional cost to take advantage of these services. Remember, you will need the booklet that was given to you when you opened your Smart Choice Checking account for the access code and password information. If you don’t have a booklet, give us a call at 757-463-3650.
Membership must be active at the time of activation.
If you are already a VBSFCU member with a savings account, visit one of our branches to open a Smart Choice Checking account.
Welcome! We are excited to meet you! Please visit our Who Can Join page to check if you qualify for membership. If you already know you qualify, visit the Open an Account page to learn what you need to bring to become a member.
So now you learned about Smart Choice Checking! Is your next stop a car or personal loan?
Visit our Loan Center page to learn more!
Learn about our Do Good programs and how we give back locally.