The question isn't "What type of loan do I need", but rather "What am I trying to accomplish?" We encourage you to call our Loan Team. Talk to us about your dreams, plans, and goals. It's our job to give you options that would work best for you. You are one of a kind, and your loan should be, too.
Call one of our Local Lending Experts! We customize loans for your specific needs.
If you are already a VBSFCU member with a savings account, visit one of our branches or call us using one of the phone numbers above.
Visit our “What to Expect” page to learn about our loan application process.
Loans are based on your creditworthiness and ability to repay.
Please contact our Loan Center at 757-463-3650 option 1.
Dependent on several factors that include, but not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines.
The maximum Annual Percentage Rate (APR) you may be charged for any loan from a credit union is 18%. A payment example: For every $1,000 borrowed, at an 18% interest rate for 12 months, your payment would be $91.68
Welcome! We are excited to meet you! Please visit our Who Can Join page to check if you qualify for membership. If you already know you qualify, visit the Open an Account page to learn what you need to bring to become a member.
Yes! You can also close your loan via email.
You can get a loan anywhere, why use VBSFCU? It depends. Is keeping your money local important to you? Is working with local community-minded businesses that give back to your schools important? Learn about our Do Good programs and how we give back locally.
ABA routing/transit number: 251483214
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. More Information