Holiday Loan

Skip A Payment Programs

We offer two Skip Payment programs. One in November & December, and then again in June and July. Call, come in or email us using the secure message portal in SmartLink home banking for details. The forms can be emailed to you using our secure email portal, and completed online!

All forms must be turned in no later than 10 days prior to your first payment. 

Holiday Loan

Our annual Holiday Loan is offered yearly, dependent on Board Approval.  This offer may be changed without notice. 

• 2% Discount off your qualifying rate
• Promotion starts November 1, 2020, and ends January 15, 2021
• No other discounts apply
• Apply November 1

No Payment for 60 Days Holiday Auto Loan: December 2, 2020 - January 30, 2021

• Bring us your auto loan from another lender, or use us for your new or used auto loan and you will enjoy no payments for 60 Days!
• No payments for 60 Days
• Promotion starts December 1, 2020, and ends at 6:00 pm January 31, 2021
• Your qualifying rate is based on collateral, term, down payment and creditworthiness.
• Not available on existing VBSFCU loans.
• Membership eligibility required. Interest will continue to accrue on your loan.
• Normal underwriting guidelines apply.
• VBSFCU holds the right to cancel this promotion at any time.

Can I still apply if I am not a VBSFCU member?

Welcome! We are excited to meet you! Please visit our Who Can Join page to make sure you qualify for membership. If you already know you qualify, visit the Open an Account page to learn what you need to bring to become a member.

What Does VBSFCU Do For Our Local Community?

Learn about our Do Good programs and how we give back locally.