For 60 years, Virginia Beach Schools Federal Credit Union has served members and brought value by offering convenience and access to financial products and services. We have been proud to help members achieve their financial goals.
     On behalf of the Board of Directors and Leadership Team, I am excited to announce our plans to merge with Langley Federal Credit Union. Merging with Langley will allow us to continue acting in the best interest of our members by providing more access, more value, and more rewards to members and the community.
     This merger represents a partnership between two credit unions that share values, plus a real commitment to our members and the communities we serve. As the financial services landscape continues to evolve, merging with Langley allows us to immediately enhance what we can offer members. This includes access to more branch locations, more products and services at competitive rates, and enhanced technology offerings that will provide greater 24/7 convenience.
     We are excited to share we have received approval from our regulators. What happens next? Virginia Beach Schools FCU members will be sent the official Notice of Meeting and ballot on August 31, 2021, and will have the opportunity to vote until the day of the special meeting which is scheduled for October 19, 2021. 

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What is an Overdraft Loan?

An overdraft loan is a personal line of credit that is attached to your share draft (checking) account. If you run out of money and you’ve been approved for this loan, the line of credit will cover your expenses so that you don’t bounce checks, miss payments, or have your debit card denied.

This loan is deposited into your share draft account as needed, up to your credit limit. We can customize how you want to pay your overdraft. For example: From your savings first, then line of credit or vice versa.

What to expect when applying for a loan.


I want a different option, what can you offer me?

We do offer alternative overdraft options. Click here to learn about Privilege Pay, or call our Loan Team for more information 757-463-3650, option 1.


I am ready to apply for an Overdraft Loan. What do I do?

You have several options when you are ready. You can call, apply online, or come into a branch.