For 60 years, Virginia Beach Schools Federal Credit Union has served members and brought value by offering convenience and access to financial products and services. We have been proud to help members achieve their financial goals.
     On behalf of the Board of Directors and Leadership Team, I am excited to announce our plans to merge with Langley Federal Credit Union. Merging with Langley will allow us to continue acting in the best interest of our members by providing more access, more value, and more rewards to members and the community.
     This merger represents a partnership between two credit unions that share values, plus a real commitment to our members and the communities we serve. As the financial services landscape continues to evolve, merging with Langley allows us to immediately enhance what we can offer members. This includes access to more branch locations, more products and services at competitive rates, and enhanced technology offerings that will provide greater 24/7 convenience.
     We are excited to share we have received approval from our regulators. What happens next? Virginia Beach Schools FCU members will be sent the official Notice of Meeting and ballot on August 31, 2021, and will have the opportunity to vote until the day of the special meeting which is scheduled for October 19, 2021. 

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Virginia Beach Schools Federal Credit Union
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Do You Offer Personal Loans?

Yes! A Personal, Personal Loan! We put you in charge of your life. Get a personal loan from VBSFCU and use it for whatever you dream up! These loans are usually small unsecured loans that can be reviewed quickly when using our online loan application.  

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Why should I apply?

Use the extra cash for a relaxing getaway, decking out your new pad, a stress-free tuition option – whatever you need. Have a high rate of debt from other lenders? Use our personal loan to consolidate for one, easy to manage monthly payment.

Typically small loans made for a variety of purposes, they may be a viable option if you need money for a specific purpose.

Get the one-of-a-kind loan to match one-of-a-kind YOU!


What are some common uses?


How much is a typical personal loan?

Personal Loans are based on your creditworthiness and are available up to the amount of $20,000.00. We offer flexible terms, rates, and payment options.  Please call us for additional details. 


Who do I call If I have more questions?

Please contact our Loan Center, or stop by one of our branch locations.  Our main branch is located at 3701 Bonney Road, Virginia Beach VA 23452


What is the normal period for repayment?

Dependent on several factors that include, but not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines. Many of our loans, on average, run between 12 and 36 months, however, many other options are available. Please speak to a Loan Officer for complete details. 


What is the highest interest rate I may be charged?

The maximum Annual Percentage Rate (APR) you may be charged is 18%. A payment example: For every $1,000 borrowed, at an 18% interest rate for 12 months, your payment would be $91.68


Can I apply online?

Yes, you can apply here, in SmartLink home banking, or on the mobile app.


Can I close my loan online, too?

Yes! You can also close your loan via email.


Is there an online calculator I can use?

Yes! Click here for our online Loan Payment Calculator page.