VBSFCU Coronavirus COVID-19 Update: Please click here for current information and how to connect with us. 

The Bonney Road branch will close at 1:00 pm on Friday, July 17 to replace the air conditioning unit on the building. The Salem road office will be open. All electronic access will be available. 

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Virginia Beach Schools Federal Credit Union
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Do You Offer Personal Loans?

Yes! A Personal, Personal Loan! We put you in charge of your life. Get a personal loan from VBSFCU and use it for whatever you dream up!

Apply Now


Why should I apply?

Use the extra cash for a relaxing getaway, decking out your new pad, a stress-free tuition option – whatever you need. Have a high rate of debt from other lenders? Use our personal loan to consolidate for one, easy to manage monthly payment.

Typically small loans made for a variety of purposes, they may be a viable option if you need money for a specific purpose.

Get the one of a kind loan to match one of a kind YOU!


What are some common uses?


How much is a typical personal loan?

Personal Loans are based on your creditworthiness and are available up to the amount of $20,000.00.


Who do I call If I have more questions?

Please contact our Loan Center 757-463-3650 option 1, or call our Loan Expert, Joyce Thorogood 757-306-7999.


What is the normal period for repayment?

Dependent on several factors that include, but not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines.


What is the highest interest rate I may be charged?

The maximum Annual Percentage Rate (APR) you may be charged is 18%. A payment example: For every $1,000 borrowed, at an 18% interest rate for 12 months, your payment would be $91.68


Can I apply online?

Yes, you can apply here, in SmartLink home banking, or on the mobile app.


Can I close my loan online, too?

Yes! You can also close your loan via email.


Is there an online calculator I can use?

Yes! Click here for our online Loan Payment Calculator page.