Langley Federal Credit Union is now the solution for all new loan applications. When applying for a loan online or over the phone, you will be redirected to the Langley loan team. As part of this process, Langley will work with you to establish a new savings account to finalize the loan application requirement. 

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Virginia Beach Schools Federal Credit Union
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Do You Offer Personal Loans?

Yes! A Personal, Personal Loan! We put you in charge of your life. Get a personal loan from VBSFCU and use it for whatever you dream up! These loans are usually small unsecured loans that can be reviewed quickly when using our online loan application.  

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Why should I apply?

Use the extra cash for a relaxing getaway, decking out your new pad, a stress-free tuition option – whatever you need. Have a high rate of debt from other lenders? Use our personal loan to consolidate for one, easy-to-manage monthly payment.

Typically small loans are made for a variety of purposes, they may be a viable option if you need money for a specific purpose.

Get the one-of-a-kind loan to match one-of-a-kind YOU!

What are some common uses?

How much is a typical personal loan?

Personal Loans are based on your creditworthiness and are available up to the amount of $20,000.00. We offer flexible terms, rates, and payment options.  Please call us for additional details. 

Who do I call If I have more questions?

Please contact our Loan Center, or stop by one of our branch locations.  

What is the normal period for repayment?

Dependent on several factors that include, but are not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines. Many of our loans, on average, run between 12 and 36 months, however, many other options are available. Please speak to a Loan Officer for complete details. 

What is the highest interest rate I may be charged?

The maximum Annual Percentage Rate (APR) you may be charged is 18%. A payment example: For every $1,000 borrowed, at an 18% interest rate for 12 months, your payment would be $91.68

Is there an online calculator I can use?

Yes! Click here for our online Loan Payment Calculator page.