Interested in free financial literacy material for your classroom? VBSFCU can help! We offer guest speakers, lesson plans, credit union student tours and and free financial education curriculum. Click here for a brochure.

Elementary School

K – Chair for My Mother (Reading). After reading and reviewing the lessons from the book, students will do a coin identification and counting lesson. VBSFCU will supply coins.

1st – It’s a Habit Sammy Rabbit (Reading). Students do coin identification and counting
(VBSFCU Supplies). **We let them pick out their favorite quarter and let them keep it.

Free Downloads: Sammy the Rabbit Saving Lessons & Activities:
Big Dream   Get in the Habit    Make your Choices Count             Plan         Save       Show My Family the Way

2nd –Dragon Decides (Reading). Identifying the different types of resources.

3rd – Trading & Bartering Lesson: Students are given paper bags with different items inside. They can “trade” and “barter” items until their bags contain the items they like most. We also review the importance of money use, and how the early civilizations developed
money. VBSFCU supplies all materials.

4th – M&M Budgeting Game: Students will learn about income vs. expenses, budgeting and savings all in a fun candy-packed game! VBSFCU supplies candy and lesson.

5th – Kids Marketplace (Real life scenario): Students pay “bills” for a month after being given a job & income. The simulation takes at least an hour and a half. This is also a great PTA/Math Night activity for all ages. Click here for a schedule request form.

7th – 12th: Reality Store Simulation: Similar to the Kids Marketplace; but delves deeper
into real life responsibilities and also stresses continuing education and how it impacts their financial future. Click here for a schedule request form.

All Grades: We are happy to adapt curriculum to help with any assistance our educators need.

Student Run Credit Union Locations
VBSFCU partners with Frank W. Cox High School & Linkhorn Park Elementary School to provide on-site access to financial services students need to gain experience and knowledge about banking.

What is a Student-Run Credit Union?
VBSFCU and the partner school join to open a credit union branch inside the school building. The tellers that operate the branch are students and receive hands-on experience learning about workplace readiness skills and performing deposits. The students using the branch gain money management skills and banking knowledge

School Tours: The tours are exciting for students of all ages. We cover workplace readiness skills, careers in financial services, what kind of questions are asked when
opening accounts, how to apply for loans, and what loans are used for, and more! They also see the vault, touch money, see what its like “behind the scenes” and
eat lunch in the Board Room!

Other programs for all grade levels are available, email with your requests!

High School Online & Module Curriculum

FOOLPROOF – Please click here to visit the FOOLPROOF page. This high school and college age curriculum is free. If you are a high school teacher and would like access to the FOOLPROOF for High School module, please contact Amy Mallinson


This program is a comprehensive teacher and student guide designed for high school students. The lesson plans are divided into seven units:

  • Your Financial Plan, Where is all Begins
  • Budgeting, Making the Most of your Money
  • Investing, Making Money Work for You
  • Good Debt, Bad Debt, Using Credit Wisely
  • Your Money, Keeping It Safe and Secure
  • Insurance, Protecting What You Have
  • Your Career, Doing What Matters Most

The program provides a number of practical advantages.

  • Proven to Work. This program is built around a methodology and philosophy that have been proven in independent studies to change students’ knowledge, actions, and self-confidence related to money.
  • Free. All of the HSFPP materials are available without charge or shipping costs (all materials) to high schools and other organizations throughout the United States.
  • Turnkey. The program is designed for easy classroom implementation.
  • Flexible. It is designed to be completed in as few as 16 classroom hours or over longer or shorter periods of time if desired.
  • Noncommercial. The HSFPP is strictly educational in nature with no product recommendations and nothing to sell.
  • Technology Links. This program is current with today’s technology. While the print curriculum stands on its own, it is complemented and integrated with a suite of Web sites that will provide an ever-growing body of learning opportunities for students, teachers, and parents.

How Students Learn Using the HSFPP

The three pillars of the NEFE HSFPP approach are built around three learning concepts:

  • The Four-Phase Learning Process, which moves a student from inquiring to gathering and processing, and finally to applying the skills, knowledge, and attitudes that they have learned.
  • Competency-Based Learning, the goal of which is to provide students with the tools needed to perform each of the seven core competencies of the HSFPP.
  • Continuous Learning, a process of moving the learning from the laboratory environment of the classroom out into the world of the student.

Each concept is explained in detail as follows.

Student’s Web Site- Students will have a Web site of their own where they can access articles, tools, and games that can take their HSFPP learning to higher levels and move them toward practicing the behaviors the program teaches.

Parent’s Web Site -In this program, parents have an opportunity to play a role in helping reinforce the lessons you are teaching their teens in the classroom.

This Web site will contain a continually growing body of teaching tools for parents to use with their teens in achieving this goal.

For more information or to set up training please contact Amy Courtwright or call 757-463-6097. To order materials visit: (there is no “www” prefix!). You must create a log in (it is quick).

VBSFCU is a City Wide Partner with the Virginia Beach City Public Schools