I am Off To Travel The World? How Do I Stay Connected?
Young adults and all members stay connected with VBSFCU using convenient automated services. Balance inquiries, transfers, and loan payments are just a few of the transactions available online using SmartLink Home Banking, mobile apps, or Infoline (our Phone Access Teller, 1-877-482-7328).
Visiting CU Service Centers is another great way to stay connected with your VBSFCU accounts. There are over 1,100 CU Service Centers nationwide, look for the “swirl” and you’ll be able to do deposits, withdrawals, transfers, and balance inquiries on your VBSFCU accounts.
Find the CU Service Center location near your campus by visiting here.
what KEY MONEY SKILLS THAT STUDENTS NEED TO KNOw?
Budget: Look at your income and spending habits. Allocate for weekly needs, wants, and impulses within your budget. Surprises happen, so let yourself break the budget. Just remember to make up for it in the coming weeks.
Say “Credit” not “Debit:” When using your VBSFCU Visa Check Card to make purchases say “credit” and sign for your purchase for a no fee/no limit transaction. The money is automatically withdrawn from your checking account, so don’t forget to record it in your check register; remember, there are consequences for overdrawing an account.
Credit Cards are Convenient but Risky: Credit means you’re borrowing money to repay from future income. Credit is a cost, and making the minimum payments will cost you even more. These cards are accepted universally and are good to have in emergencies. The spending habits you establish now will follow you through life – make sure they’re good ones!
Credit building options, like our Credit Builder loan, may provide the solution you are seeking!
Keep Your Social Security Number as Private as Possible: If possible, request a randomly generated student ID number instead. Do not give your social security number to another student to register you for a class or school seminar.
Don’t leave mail or personal financial records lying around your apartment or dorm room. Get a shredder that will shred cross-wise from a local office supply store.
Where can I learn more?
When it comes to college, it’s all about preparation. The information on Cash Course Prep will help you plan, pay for, and manage your financial life during your college years.
Bank On Hampton Roads offers free adult financial education classes.
Learning about credit scores is important.
How do I get ahead if I am a young person?
Are you tired of being taken advantage of because you are a young person? Check out the following websites to learn how to protect yourself as a consumer, a young person, and even as an adult!
Click here to learn about all the modules from the FOOLPROOF team!
I am looking for a young adult account, what do you offer?
The Bridge Account is specially designed for young adults (18-23) and is perfect for college students and young adults starting their first jobs.
Savings for now.
Help a child build a youth savings account and learn about banking.
Start your child on the right financial path. Our youth saving and teen checking account is a kid-friendly account that comes with tools you can use to help teach your child smart money management. You’ll be able to:
- Set ATM/debit alerts and safety features
- Sign up for text alerts, such as account balances or exceeded spending limit.
- Give your youth limited, secure access to mobile & desktop banking
- Transfer money into the account at any time.
- Open a youth share certificate
No monthly maintenance fee if the youth is under the age of 18. Other fees may apply. Our Member Service Specialists are ready to help.