We want you to feel safe and secure knowing we have your best interests in mind, which is why we created these two special products to help you rebuild or build your credit score. There are no hidden fees, or predatory high interest rates to fear. We pride ourselves on helping our members not only in the good times, but the difficult times too. Our staff is trained to listen to your individual needs and help you reach your goals.

Who should take advantage of this program?

  • Anyone who has never had a credit history and looking to establish a credit score.
  • Anyone who has had financial struggles in the past and missed a few payments on a credit account (credit cards, car loans, etc.).  This is the perfect way to rebuild your credit!

Option One:

Credit Builder Savings Secured Loan

This is a safe and easy way to re-establish credit. You may borrow up to $1,000.00 for 12 months. We will secure the loan with the amount you borrow, by depositing it into your interest bearing savings account1. After 12 consecutive on-time monthly payments, the funds will be released to you!

Rate: 9.00% APR*

Option two:

Sure Ride Vehicle Loan

Our vehicle loan program is unique to Hampton Roads and designed specifically for members who fall into the lower credit scores, or do not have credit established. We encourage you to call one of our Local Lending Team Specialists to walk you through applying for this one-of-a-kind loan.

Call 757-463-3650, option 1 to talk to our Loan Team.

* APR= Annual Percentage Rate.  Payment example for option 1:  $88.00 per $1,000.00 financed for 12 months.

1Federally insured by the NCUA