Credit Building Programs

Seeking credit building help?

We want you to feel safe and secure knowing your best interest is important to us,  which is why we offer two special credit building products to help you rebuild or build your credit score.

There are no hidden fees, or predatory high-interest rates to fear. We pride ourselves on helping our members not only in the good times but the difficult times too.

Our staff is trained to listen to your individual needs and help you reach your goals.

Who should take advantage of a credit building program?

  • Anyone needing to build a credit history, and/or looking to establish a credit score.
  • Anyone who is overcoming financial struggles and missed a few payments on a credit account (credit cards, car loans, etc.).

Option One:

Sure Ride Vehicle Loan

Sure You've made mistakes, Sure You've been denied before, Sure you've afraid to apply again. Don't be! Our Sure Ride Vehicle program may be the right fit for you!
Our vehicle loan program is unique to Hampton Roads and designed specifically for members who fall into the lower credit scores or do not have credit established.

We encourage you to call our Local Lending Team Specialists to walk you through applying for this one-of-a-kind loan.

Option two:

Credit Builder Savings Secured Loan

This is a safe and easy way to re-establish credit. You may borrow up to $1,000.00 for 12 months. We will secure the loan with the amount you borrow, by depositing it into your interest-bearing savings account. After 12 consecutive on-time monthly payments, the funds will be released to you!

I want to learn more, can I call?

Call Joyce, Our Sure Ride Expert:  757-306-7999 

Do you have more information on Vehicle loans?

Yes! Click here to visit our Vehicle Loan Page


Do you offer adult financial education?

Yes, we offer information on our website, and also partner with a local program called  Bank On Hampton Roads. Bank On is a free adult financial education program.

Click here to learn about Bank On Hampton Roads.

Click here to visit our financial education page.


What about financial education for my teen?

We have several programs for teens! As part of our Green Connection program, your teen will receive a quarterly newsletter and have access to the Elements of Money website.

Visit Elements Of Money

Are you FoolProof?

Foolproof is our free financial education program for teens and young adults. Click here to visit our FOOLPROOF page and learn more.