Personal

 

Do You Offer Personal Loans?

Yes! A Personal, Personal Loan! We put you in charge of your life. Get a personal loan from VBSFCU and use it for whatever you dream up!

Why should I apply?

Use the extra cash for a relaxing getaway, decking out your new pad, a stress-free tuition option – whatever you need. Have a high rate of debt from other lenders? Use our personaWoman in yellow sweatshirt wearing sunglasses listening to a device l loan to consolidate for one, easy to manage monthly payment.

Typically small loans made for a variety of purposes, they may be a viable option if you need money for a specific purpose.

Get the one of a kind loan to match one of a kind YOU!

What are some common uses?

      • New Computer
      • Vacation
      • Wedding
      • Pay Off Bills (Bill Consolidation)
      • Surgery/Lifestyle
      • School
      • Home Repair
      • Buying an Older Car
      • Helping a Family Member In Need

How much is a typical personal loan?

Personal Loans are based on your creditworthiness and are available up to the amount of $20,000.00.

Who do I call If I have more questions?

Please contact our Loan Center 757-463-3650 option 1,  or call our Loan Expert, Joyce Thorogood  757-306-7999.

What is the normal period for repayment?

Dependent on several factors that include, but not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines.

What is the highest interest rate I may be charged?

The maximum Annual Percentage Rate (APR) you may be charged is 18%. A payment example: For every $1,000 borrowed, at an 18% interest rate for 12 months, your payment would be $91.68

Can I apply online?

Yes, you can apply here,  in SmartLink home banking, or on the mobile app.

Can I close my loan online, too?

Yes! You can also close your loan via email.

Is there an online calculator I can use?

Yes! Click here for our online Loan Payment Calculator page.

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