These are loans made for a variety of purposes. They are based on your credit worthiness and are available up to the amount of $20,000.00. Examples of this type of loan are: vacations, cosmetic surgeries, holiday, tuition, home improvements, taxes, debt consolidation, and computer.

Period for repayment: Dependent on several factors that include, but not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines.

Maximum Annual Percentage Rate (APR): 18%

Payment example: For every $1,000 borrowed, at a 18% interest rate for 12 months, your payment would be $91.68