Do You Offer Personal Loans?
Yes! A Personal, Personal Loan! We put you in charge of your life. Get a personal loan from VBSFCU and use it for whatever you dream up!
Why should I apply?
Use the extra cash for a relaxing getaway, decking out your new pad, a stress-free tuition option – whatever you need. Have a high rate of debt from other lenders? Use our personal loan to consolidate for one, easy to manage monthly payment.
Typically small loans made for a variety of purposes, they may be a viable option if you need money for a specific purpose.
Get the one of a kind loan to match one of a kind YOU!
What are some common uses?
- New Computer
- Pay Off Bills (Bill Consolidation)
- Home Repair
- Buying an Older Car
- Helping a Family Member In Need
How much is a typical personal loan?
Personal Loans are based on your creditworthiness and are available up to the amount of $20,000.00.
Who do I call If I have more questions?
What is the normal period for repayment?
Dependent on several factors that include, but not limited to: Amount borrowed, credit history, term requested, and normal underwriting guidelines.
What is the highest interest rate I may be charged?
The maximum Annual Percentage Rate (APR) you may be charged is 18%. A payment example: For every $1,000 borrowed, at an 18% interest rate for 12 months, your payment would be $91.68
Can I apply online?
Can I close my loan online, too?
Yes! You can also close your loan via email.
Is there an online calculator I can use?
Yes! Click here for our online Loan Payment Calculator page.