Unlike email phishing attacks (where the goal is to get you to point your web browser to a fraudulent site by clicking on a bad link), vishing employs:
The fraudsters may say your account is suspended, deactivated, or terminated.
What do Fraudsters say?
Fraudsters tell customers to contact their credit union/bank at a fraudulent phone number, which is provided in an email or by a recording using Voice over Internet Protocol (VoIP) technology. During the call, the fraudster asks you to provide your card number and other information.
What about text messages?
Since fraudsters constantly vary their scams, beware of text messages, emails, and telephone calls or recordings requesting confidential data.
What steps can I take to protect myself?
VBSFCU does not request personal account information by text message, email, or automated phone call. Do not respond to any unsolicited texts, emails, pop-ups, or links asking for your personal information of any kind.